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Explore Personal Account Offers

Available nationwide, Chase Bank is offering up to a $3,000 bonus when you open or upgrade to a new Chase Private Client Checking℠ account. Available nationwide, HSBC is offering up to a whopping $5,000 in welcome bonuses when you open a new HSBC Premier checking account and complete qualifying activities. Available nationwide, Barclays is offering a $200 bonus to new customers that open a new Tiered Saving account and deposit $25,000. Keep in mind that some of these accounts are available nationwide, while others might only be offered in the states in which the bank operates physical branches. Most bank bonuses have a few qualifying requirements.

• This means that, at no additional cost to you, we may get paid when you click on a link.
• The changes haven’t directly affected bank bonuses, but it could still be a good time to open a new bank account in case savings account interest rates fall.
• While this isn’t available nationwide, it is open to a healthy list of states, and is no longer targeted to select customers.
• We rank the best bonuses based on the amount, requirements to earn the bonus, and account details and restrictions.
• CitiBusiness if offering up to $2,000 when you open a new business checking account in-branch and make a minimum deposit within 30 days.
• The Perks Checking signup offer requires you to deposit and maintain a minimum balance in order to earn the $400 bonus.

Now available nationwide, BMO is offering up to a $1,500 welcome bonus when you open a new business checking account and meet the minimum balance requirements. The Bask Mileage Savings signup offer requires you to deposit and maintain a minimum balance in order to earn the 20,000 bonus miles. You can stack this offer with their personal checking account bonus to earn a total of $800. The Business Checking signup offer requires you to deposit and maintain a minimum balance in order to earn the $750 bonus. You can stack this offer with their personal checking account bonuses to earn a lot more!
The Citi® Double Cash Card – 18 month BT offer offer requires you to make purchases using the account’s card in order to earn the $200 + 2% Cash Back. The The Platinum Card® from American Express offer requires you to make purchases using the account’s card in order to earn the 175,000 bonus points. The Fifth Third Preferred Cash/Back Card offer requires you to make purchases using the account’s card in order to earn the 2% Cash Back. The IHG One Rewards Traveler Credit Card offer requires you to make purchases using the account’s card in order to earn the 80,000 bonus points. The Capital One Quicksilver Cash Rewards Credit Card offer requires you to make purchases using the account’s card in order to earn the $200 bonus. In addition to bank promotions, another way to earn bonus cash without needing to set up direct deposit is to explore credit card offers.
Bonus$50 or $400Earn $50 or $400 with eligible direct deposit. We’ve rounded up additional excellent checking account bonuses and savings account promotions below. In 2026, checking account bonus offers could land you between $100 and $3,000.

Do I need to switch banks to be eligible for a checking account bonus?

Read the promotion details above to understand all the rules and requirements to earn the checking account bonus, including a super steep minimum transfer amount that may not be worthwhile. A previous bonus offered new checking customers the opportunity to earn a $200 Chase checking account bonus by opening a Chase Total Checking® account and meeting requirements. Banks that offer a checking account bonus to new account holders include Bank of America, BMO, Capital One, Chase, Chime (a nonbank), Citibank, KeyBank, PNC Bank, SoFi Bank, N.A., TD Bank, U.S. Bank and Wells Fargo. You can find the best opportunities available by checking out our list of the best bank bonuses and promotions, updated monthly. The best bank promotions offer a significant cash bonus in exchange for signing up for a new account with no fees or easily avoided fees.
If these qualifications are met, your bonus will be paid to your account within 120 days from account opening. However, in order to earn the bonus, you usually have to meet a few requirements. BONUS EARNED will be paid within 120 days from account opening One bonus per customer and only one bonus paid per account. To be paid, make sure you keep your Spending Account open and in Good Standing through the payout. If you’ve followed the eligibility requirements, your cash bonus will be paid into your Spending Account within 30 days after you reach the second consecutive monthly $1,000 QDD minimum.
Available in select midwestern states, Central Bank of the Midwest is offering a $500 welcome bonus when you open a new business checking account leprezone casino and maintain a minimum balance. Available to residents within their footprint, First Commonwealth Bank is offering a $200 welcome bonus when you open a new personal checking account and set up direct deposit. Available to Arizona residents, OneAZ is offering a $350 welcome bonus when you open a new personal checking account and use your debit card. If you live in one of their geographic areas, this is an easy bonus for opening a business checking account that has no monthly fees. CitiBusiness if offering up to $2,000 when you open a new business checking account in-branch and make a minimum deposit within 30 days.

TD Bank checking account perks worth talking about

You can learn more about the standards we follow in producing accurate, unbiased content in our editorial policy. Most bank bonuses are relatively simple, but it’s important to follow the instructions to the letter. We monitor bonus expiration dates every weekday and make changes to our content as needed. If you have or had a Huntington Bank business checking account open in the six months, you’re not eligible for the bonus. You’re not eligible if you had a business checking account in the last 12 months. If you already have a current Wells Fargo personal checking account, or if you had one in the last 12 months, you are not eligible for this bonus.

• If you already have a current Wells Fargo personal checking account, or if you had one in the last 12 months, you are not eligible for this bonus.
• The Personal Checking signup offer requires you to make purchases using the account’s card in order to earn the $200 bonus.
• Available nationwide, HSBC is offering up to a whopping $5,000 in welcome bonuses when you open a new HSBC Premier checking account and complete qualifying activities.
• Available nationwide, Wells Fargo is offering a $400 welcome bonus when you open a new business checking account and maintain a minimum balance.
• ON THIS PAGEMore information about bank bonuses, checking account bonuses, and savings account bonuses
• If you live in one of their geographic areas, this is an easy bonus for opening a business checking account that has no monthly fees.

You’ll need to be a brand new Bask Bank customer to take advantage, but this offer is otherwise available nationwide with the ability to open online. Available in Colorado and Arizona, Bank of Colorado is offering a $750 welcome bonus when you open a new business checking account and complete qualifying activities. KeyBank is back with their business checking bonus and is offering $500 to new business checking account customers after qualifying activities.
Once the required activities are completed, you’ll receive your new checking account bonus within 15 days. Then, set up and receive at least two direct deposits, each of $500 or more, within 75 days of account opening. There are no monthly fees or minimum deposit requirements for the account, and it earns a small amount of interest (0.10%) which beats the 0% you get from most other checking accounts. You can earn a $400 cash bonus by having at least $4,000 in qualifying direct deposits within the first 90 days. BMO Bank is currently offering a new account bonus on its Smart Advantage and Smart Money checking accounts.

Choose your new checking account bonus

You may have to meet certain requirements to qualify for bank bonuses. For example, if a bank offers a new checking account bonus of $150 but you don’t maintain the required minimum balance, you could incur a monthly fee. But before you take the plunge, it’s important to make sure you understand what bank promotions are and how they work to help you know if they are worth your while Any of our consumer checking accounts are eligible for this bonus offer. You must make at least $1,000 in deposits within 90 days of account opening1 Access 85,000+ surcharge-free ATMs nationwide including Publix Presto ATM locations!